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Vote for Chase Ultimate Rewards

JPMorgan Chase Bank, N.A. (Chase)
United States

Vote for Chase Ultimate Rewards in Banking, Cards & Fintech, at the 2027 Online Loyalty Awards.

Nominated by the Online Loyalty Awards team. Run this programme? Claim this page.

Chase Ultimate Rewards turns everyday card spending into points you can use your way. Eligible Chase cardmembers earn points on purchases, with bonus points on select categories, then redeem whenever they are ready. Book a getaway through Chase Travel, take cash back, pick from 200+ gift card brands, pay at Amazon.com, PayPal or The Shops at Chase, or treat yourself to dining and curated experiences. It is a rewards programme built around your passions.

Why it works

Flexibility is the big draw. Points can be redeemed or transferred whenever cardmembers are ready, so they can choose between instant value and bigger plans. Travel booked through Chase Travel can be paid with points, the card or a mix of both, and Points Boost can make points worth more on select bookings with eligible cards. Select cards can also transfer points to leading airline and hotel partners. For everyday value, Pay Yourself Back covers eligible purchases with a statement credit, and Pay with Points works on Amazon.com orders and at PayPal checkout. Shop and Earn adds 1 to 15 bonus points per $1 at more than 1,000 stores. Chase Dining covers takeout and reservations, and Experiences opens up events curated around what members love, with select cards. Points do not expire while the card account stays open and in good standing, and inactivity alone will not remove them. Points can be tracked and redeemed in the Chase Mobile app, for cash back, gift cards, travel and more.

Chase Ultimate Rewards at a glance

  • Type: Points, Cashback, Discounts and perks
  • How members carry it: Physical card or key fob, Its own app, Online account
  • How to join: Hold an eligible Chase credit card that earns Ultimate Rewards points. Points build on eligible purchases, and you view and redeem them through Chase online or the Chase Mobile app.
  • What members get: Bonus points on select purchases, Shop and Earn bonus points at 1,000+ stores, Chase Travel bookings with Points Boost on select trips, partner transfers on select cards, cash back, 200+ gift card brands, Pay Yourself Back, Chase Dining and Experiences.
  • Available in: United States
  • Launched: 2009
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